Why You Should Become A Dividend Investor

"Create Your Own Income Factory"

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📈 Why Dividend Investing?

• Reliable income stream

• Helps during market uncertainty

• Supports early retirement

• Compounding accelerates wealth

• ⚠️ Taxed income, but stability and predictability outweigh it

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💼 Types of Dividend Stocks (How I Like To Categorize)

• Growers: MSFT, V — Fast-growing, strong capital appreciation potential

• Showers: KO, O — Slow but steady increases

• Stabilizers: STWD — Consistent payouts, little to no dividend growth

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💰 Buffett’s $4.5B Dividend Income

• Shows power of long-term investing in dividend stocks

• Invest in companies with economic moats

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🔍 4 Dividend Picks

1️⃣ Verizon (VZ) 📡

• 6%+ yield, 20 years of increases

• Cash flow covers dividend

• Focused on reducing debt

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2️⃣ PepsiCo (PEP)

• Dividend King (50+ years of raises)

• Yield at all-time high

• Snack-driven revenue + growth from new brands

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3️⃣ Agree Realty (ADC) 🏬 (REIT)

• Monthly dividends

• Conservative REIT with reliable tenants (WMT, HD)

• Long runway for expansion

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4️⃣ Capital Southwest (CSWC) 🏦 (BDC)

• Double-digit yield

• Internally managed = shareholder-friendly

• Low leverage and supplemental dividends

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⚠️ Risks to Watch

• Economic slowdowns hurt consumer names (PEP, VZ)

• Rent defaults risk for REITs (ADC)

• Lower interest rates hurt BDCs (CSWC)

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💸 Income Scenario: $100K Portfolio

• Invest $25K in each stock

• Annual income: $6,630

• Monthly income: $552

• Income can cover bills or be reinvested to grow

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🎯 Final Thoughts

• Solid starting portfolio for income

• Attractive current valuations

• Great for those with inheritance or lump sums

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